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It's that time of year! The days are getting colder, the nights are getting longer, and the new year is looming on the horizon. It's also that time of year for open enrollment! Whether you only need insurance for yourself or you're looking to enroll your entire family, here's everything you need to know about open enrollment.
This is the period of the year where an individual can sign up for the coming year's health insurance benefits. These are set days where individuals and families can purchase or change their health insurance. For many companies, this time period falls in November and December, but some businesses may offer a longer period.
Unfortunately, if you miss open enrollment you are unable to modify your coverage until the next open enrollment period happens or you have what's considered a "qualifying life event". These events are usually a major change in your life before or after the open enrollment period that would involve you having to change your coverage. They can include:
Don't miss out on getting the insurance coverage you and your family needs because you didn't understand the open enrollment period. Follow these tips to properly sign up for the plan you need. If you're opening a business or are looking for new payroll or HR solutions, be sure to contact a Future Systems team member today.